.Line of work: PhD candidateIndustry: AcademiaAge: 26Location: Orange Area, CASalary: $30,000 (this varies a little bit relying on what my role is during the one-fourth and also if I possess outside research study consultancies, however it averages bent on concerning $30,000 yearly). Resources: HYSA: $45,095 vacation cost savings: $810 monitoring: $1,024 investments: $10,453 Roth IRA: $45,728 403( b): $6,325. Personal debt: Trainee car loans: $4,233 auto: $6,393. Paycheck volume: $2,822 for 9 months of the year, plus a summer gratuity of $3,000. Pronouns: She/her.